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Cyber Liability

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For convenience, it is nice to have your cyber added to your E&O policy; however, in reality it may not be the best coverage available.  We recommend placing your cyber coverage separately with a company that offers both 1st and 3rd party liability.  Many offer 1st party (expense coverage) only, which leaves a gap in coverage.  Great American and Cap Specialty are the companies we predominately suggest for our clients for stand-alone cyber liability.  Split limits offered up to $1,000,000 with minimum premiums starting at $500.  Shared limits available up to $3,000,000.  Broad 50/50 consent to settle clause included and Great American offers coverage for both social engineering and fund transfer fraud.

Click below for more resources.

  • Retail Agents Cyber Application

  • Great American Cyber Policy

For more information, contact lisa@piavadc.com or call us at (804) 264-2582.